Whether you're buying your first home, refinancing, or investing, we're here to make the mortgage process straightforward and stress-free. Your goals are our priority.
100+ local families helped this year
What We Offer
From first-time buyers to seasoned investors, we offer a full range of loan programs designed to fit your unique financial situation.
Starting your home journey? We'll guide you through every step—from pre-approval to closing—with programs designed for buyers just getting started.
Lower your rate, shorten your term, or cash out equity. We'll analyze your current loan and show you how refinancing could put money back in your pocket.
Expand your portfolio with confidence. We offer competitive rates and flexible terms for rental properties, multi-units, and investment purchases.
Government-backed loans with lower down payments and flexible credit requirements. Veterans and first-time buyers especially welcome.
Financing for higher-priced properties in Norfolk's desirable neighborhoods. We work with conforming and non-conforming loan limits.
Not ready to apply? That's okay. We offer free, no-obligation consultations to help you understand your options and plan your next move.
About Us
At 1st Choice Mortgage, we're not just lenders—we're your neighbors in Norfolk. We understand the local market, the communities, and what it means to find the right home in this area.
Our approach is simple: we listen first, then work to find the loan program that truly fits your situation. No pressure, no surprises—just honest guidance from people who care about your success.
Every client gets direct access to a dedicated loan officer.
Clear explanations, no hidden fees, no jargon.
We give back to Norfolk through local partnerships and donations.
Quick pre-approvals and efficient processing when you need it most.
How It Works
We've simplified the mortgage process into four clear steps so you always know what to expect.
Share your financial details with us. We'll pull your credit, review your documents, and give you a clear pre-approval letter.
We present your options—rates, terms, programs—and help you pick what works best for your goals and budget.
Our team handles the paperwork, appraisals, and verification. We keep you updated at every stage so nothing catches you off guard.
Review your closing documents, sign on the dotted line, and get the keys to your new home. Welcome home!
Whether you have questions or are ready to apply, we're here for you. Reach out today and let's start a conversation about your mortgage goals.
Get In Touch
Have questions about your mortgage options? Want to schedule a consultation? Reach out anytime—we'd love to hear from you.
273 Granby St Ste 200
Norfolk, VA 23510
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